Rich Dad Poor Dad

Me and my Hon have always been finding better ways to be financially stable (yeah, I know other people do too!). This book has been published for around a decade now and I recently finished it too. Robert Kiyosaki really did a good job coming up with a great inspiration on this one.

Budgeting: Dsbudget

I did a review of the envelope system before which has helped us manage our money. As we were using it, I wanted to track where my money goes even if they have been categorized through the envelopes.
I could have used excel but I wanted to have something that is more user-friendly and simple. I tried to search for software online however most of them are either complicated or not free.
Then I found out about Dsbudget. It's free and opensource and runs using your browser.


Below is an example interface of dsbudget:

Budgeting: The Envelope System

I have never thought of budgeting before. I have always spent here and there without keeping track of where my money was going. Usually I just look at my savings account and say to myself, “Ah, I still got enough money...” which actually leads towards more spending!

This went on and on that every third week of the month I always end up being broke. This got into me so I thought of ways on how to overcome this problem. That’s when I found out about the envelope system.